Cleaning Contractors and Support Services Insurance Scheme
(Office, Domestic, Carpet/Upholstery Cleaning, Pressure Washing, Builders Cleans and more)
The following provides guidance on the insurance cover we are able to provide but does not
include full terms and conditions. For further information please contact a member of the
We have been arranging Insurance for over fifty years and during this time have developed
a thorough and specialised knowledge of Insurances relating to the Cleaning Industry.
We understand the needs of organisations connected with the cleaning industry and are
able to arrange appropriate cover at realistic and competitive premiums.
Whatever type of cleaning you or your client specialise in, we have the right policy for you.
We are corporate members of the National Carpet Cleaners Association (NCCA).
Over the years we have adapted our scheme to encompass a package
of specific insurance arrangements. These have been designed by our dedicated team of
insurance professionals to offer you or your client arguably the widest
cover available in the UK insurance market.
Insurances and Services Available for the Cleaning Insurance Scheme
- Employers' Liability
Public Liability - Limits of Indemnity available as standard are £1,000,000, £2,000,000 &
£5,000,000 with higher limits also available on request.
- Products Liability
- Legal Expenses
- Property including All Risks cover for Cleaning Machinery anywhere in the UK
- Motor Fleet Insurance
- Directors & Officers Insurance
- All other Associated Insurance covers
This Insurance is required by law and provides cover for Legal Liability in respect of
Injury sustained by any employee arising out of and in the course of his or her employment.
Insurance is provided for all declared cleaning work undertaken by the insured.
Under this section indemnity is granted for Legal Liability in respect of injury to any
person (other than an employee) and/or damage to property arising during the course of
your company's business activities. The insurance will also include cover for Products
The indemnity granted by the Public Liability section is very wide and includes legal liability in respect of:
Indemnity is provided for Legal Liability in respect of damage to carpets,
furnishings and upholstery caused by the cleaning process. The cover will include any
shrinkage, colour runs and wrongful application up to the Public/Products Liability
Limit of Indemnity.
Security of Customers Premises
The Insurance provides indemnity for Legal Liability following lapse of security
at a customer's property due to negligence of your employees.
Damage to Property Taken Off Site for Cleaning
There are occasions when customers' property may be removed for cleaning, renovation
or repair by your company. Indemnity is provided for Legal Liability in respect
of any loss or damage to such property.
Accidental Destruction of Goods
The policy provides indemnity for Accidental Destruction of customers' goods.
In the event of the insured being legally responsible for Financial Loss, the policy
will provide indemnity up to a defined limit during any period of insurance.
The following covers can also be added to the Public Liability policy (may be subject
to an additional premium):
Loss of Keys
Indemnity is granted against all sums which your company may be legally liable to
pay in the event of Loss of Keys necessitating in the replacement or alteration of
locks to your customers' buildings. This section also provides indemnity for
Consequential Loss following Loss of Keys up to defined limits.
Misuse of Customer Telephones
Indemnity will be provided for any loss resulting in any act of dishonesty or embezzlement
caused by misuse of customer’s telephones by an employee within defined limits.
Fidelity Guarantee (Theft by Employees)
The company will indemnify the insured for direct loss of money or goods belonging to
customers of the insured caused by any act of theft committed during the period of
insurance by an employee of the insured.
Products Liability is provided under the standard Public Liability section and will
include indemnity for any legal liability arising out of any product sold, supplied,
stored, handled, manufactured, treated or distributed by the insured in connection with their business.
Considered vital in today’s litigious society this cover includes employment disputes
(including compensation awards), legal defence costs, Transfer of Undertakings (TUPE),
Tax Advice, Eurolaw Commercial Legal Advice, Counselling & Business Assistance.
A document drafting facility is also available along with an online Employment Manual.
Our Policies are Underwritten in the Company market and are exclusively available via
Camberford Law PLC.
To obtain a fast, personalised, no-obligation quotation, please either complete an
online form or print off a pdf version from below and send it to us.
We have a set of standardised claim forms applicable to all schemes.
They can be found here.
If you would like the information from this page in a printer-friendly format, please
download our Cleaning Insurance Scheme Brochure. As it is in pdf format, you will need to ensure you have
Adobe Reader installed in order to view it.